Understanding plan maturity and compounding

What happens when your investment matures, how capital and profit settle to your Asset wallet, and when to compound.

Every plan on the platform has a fixed term and a fixed return, stated upfront when you invest — no ambiguity about what "maturity" means or when it happens.

From Investment wallet to Asset wallet

When you invest, funds move out of your Main wallet and into your Investment wallet for the duration of the plan's term. That separation matters: it's an at-a-glance record of exactly how much capital is actively working versus sitting idle. You can hold several plans at once, each tracked independently.

What happens on maturity day

On the day a plan matures, the system automatically calculates your capital plus the plan's stated profit and settles the total to your Asset wallet. You'll get a notification the moment it happens — there's no manual step on your end, and nothing to claim.

Compounding: reinvest or withdraw

Once funds land in your Asset wallet, you have two options. Move them back to your Main wallet and request a withdrawal, or reinvest into a new plan and let the matured capital start a fresh term. Reinvesting is how compounding works here: each cycle's payout becomes the next cycle's principal, so the base your return is calculated on keeps growing.

A simple example: a $1,000 plan returning 15% over 30 days matures to $1,150. Reinvest that $1,150 into the same plan type and your next cycle is calculated on $1,150, not $1,000.

Figures used above are illustrative — actual plan terms, minimums and returns are shown on the Plans page and can change over time. Whether to withdraw or compound comes down to your own goals and risk appetite.